New Chase Pay Yourself Back categories: Get up to 50% more value when redeeming points for groceries, gas, shipping and more

Earn 5X total points on flights and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases plus, 10X points on Lyft rides through March 2025

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®

22.24% – 29.24% variable

5%, minimum $5

$50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 3X points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs), 2X points on all other travel purchases, and 1X points on all other purchases

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.

21.24% – 28.24% variable on purchases and balance transfers

Either $5 or 5% of the amount of each transfer, whichever is greater

Excellent/Good

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%), 5% cash back on travel booked through the Chase Ultimate Rewards®, 3% on drugstore purchases and on dining (including takeout and eligible delivery services), 1% cash back on all other purchases

$200 cash back after you spend $500 on purchases in your first three months from account opening

0% for the first 15 months from account opening on purchases and balance transfers

20.24% – 28.99% variable

Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.

Excellent/Good

Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.

0% for the first 15 months from account opening on purchases and balance transfers

20.24% – 28.99% variable

Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.

Excellent/Good

Earn 3X points per $1 on the first $150,000 spent in combined purchases in select categories each account anniversary year (travel; shipping purchases; internet, cable and phone services; and advertising purchases with social media sites and search engines), 1X point per $1 on all other purchases

Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®

20.99% – 25.99% variable

Either $5 or 5% of the amount of each transfer, whichever is greater

Good/Excellent

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year (then 1%); 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year (then 1%); 1% cash back on all other purchases

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

0% for the first 12 months from account opening on purchases; N/A for balance transfers

18.24% – 24.24% variable

Either $5 or 5% of the amount of each transfer, whichever is greater

Good/Excellent

Earn 1.5% cash back on every purchase made for your business

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

0% for the first 12 months from account opening on purchases; N/A for balance transfers

18.24% – 24.24% variable

Either $5 or 5% of the amount of each transfer, whichever is greater

Good/Excellent

Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.

Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.

Flex for Business Variable APR: 19.24% – 27.24%

Excellent/Good

Earn 3X points for each dollar spent at grocery stores, on dining at restaurants and Air Canada directly; 1X points for each dollar spent on all other purchases; 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points per month).

Earn 50,000 points – that’s $625 in travel value when redeemed with Pay Yourself Back®

21.49% – 28.49% Variable

Either $5 or 5% of the amount of each transfer, whichever is greater

Excellent/Good

Earn 2X points on Southwest® purchases, 2X points on local transit and commuting, including rideshare; 2X points on internet, cable and phone services; select streaming. 1X points on all other purchases

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

21.24% – 28.24% variable

5%, minimum $5

Excellent/Good

Earn 3X points on Southwest® purchases, 2X points on local transit and commuting, including rideshare; 2X points on internet, cable, and phone services; select streaming. 1X points on all other purchases

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

21.24% – 28.24% variable

5%, minimum $5

Excellent/Good

2 miles per $1 spent on United purchases; 2 miles per $1 spent on dining, eligible delivery services and hotel stays; 1 mile earned on every $1 spent on all other purchases

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

$0 intro annual fee for the first year, then $95

21.49% – 28.49% variable

5%, minimum $5

Excellent/Good

Earn 3x miles on United^® purchases, 2x miles on dining including eligible delivery services, select streaming services and all other travel, 1x on all other purchases

Earn 70,000 bonus miles + 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

N/A for purchases and balance transfers

21.49% – 28.49% variable on purchases and balance transfers

Either $5 or 5% of the amount of each transfer, whichever is greater

Excellent/Good